Terms of Service
1. About These Terms
These Terms of Service (“Terms”) govern your access to and use of the Cashflow Pro mobile application and related website/support channels (together, the “Services”). By downloading, accessing, or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
2. Who We Are
Cashflow Pro is operated by an individual developer based in Australia (“Developer”, “we”, “us”, “our”).
Contact email: forteeglobal@gmail.com
3. Privacy
Our Privacy Policy explains how we handle personal information. By using the Services, you acknowledge our Privacy Policy: Privacy Policy.
4. App Store / Platform Terms
If you download the app from the Apple App Store or Google Play, your use is also subject to the applicable platform terms and policies. Platform providers may have additional rules and usage restrictions.
4.1 Apple
Apps obtained through the App Store are licensed, not sold, and may be subject to Apple’s standard end user license agreement (or a custom EULA if one is provided).
4.2 Google
Purchases made through Google Play are processed by Google and are subject to Google Play’s policies, including refund policies.
5. Licence and Acceptable Use
Subject to these Terms, we grant you a personal, non-exclusive, non-transferable, revocable licence to use the app on devices you own or control, for your personal use (or internal business use) in accordance with these Terms.
You must not (and must not attempt to):
- copy, modify, reverse engineer, decompile, or disassemble the Services except where permitted by law
- use the Services to break any law or infringe any person’s rights
- interfere with the security or operation of the Services
- misuse the Services in a way that could harm others or the Services
6. No Financial, Tax, Legal, or Investment Advice
Cashflow Pro is an informational tool that performs calculations and scenario modelling based on inputs you provide. It does not provide financial advice, tax advice, legal advice, or investment recommendations, and nothing in the Services should be relied on as advice.
You are responsible for:
- the accuracy and completeness of your inputs
- checking outputs before relying on them
- any decisions you make based on outputs
7. Fees, Purchases, and Refunds
The Services may be offered for free now or in the future, and we may introduce paid features, in-app purchases, subscriptions, or other charges at any time. Any pricing, billing frequency, and applicable taxes will be displayed to you at the point of purchase in the relevant app store before you confirm payment.
Purchases and refunds are handled by the platform provider (Apple or Google) under their policies. If you want a refund, you should follow the platform provider’s refund process.
8. Availability, Updates, and Changes
We may update, change, suspend, or discontinue any part of the Services at any time (including adding/removing features), and we do not guarantee that the Services will be available at all times or in all locations.
We may update these Terms from time to time. The “Effective” date above will be updated when changes are published. If you continue using the Services after changes take effect, you accept the updated Terms.
9. Intellectual Property
The Services (including the app, website content, design, logos, and underlying software) are owned by us or our licensors and are protected by intellectual property laws. Except for the licence granted in these Terms, no rights are granted to you.
10. Disclaimers
To the maximum extent permitted by law, the Services are provided “as is” and “as available”. We do not promise that the Services will be uninterrupted, secure, error-free, or that outputs will be accurate, complete, or suitable for your specific circumstances.
11. Limitation of Liability and Australian Consumer Law
Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you may have under the Australian Consumer Law or other applicable laws that cannot be excluded, restricted, or modified.
To the maximum extent permitted by law, we are not liable for any indirect or consequential loss, loss of profits, loss of revenue, loss of data, loss of business, or loss of goodwill arising out of or in connection with your use of the Services.
Where liability cannot be excluded, and to the extent permitted by law, our liability is limited (at our option) to:
- resupplying the Services; or
- paying the cost of having the Services supplied again.
12. Termination
We may suspend or terminate your access to the Services if you breach these Terms or if we reasonably need to do so to protect the Services, other users, or to comply with law. You may stop using the Services at any time by uninstalling the app and ceasing use.
13. Governing Law
These Terms are governed by the laws of Australia and the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia.
14. Contact
Questions about these Terms: forteeglobal@gmail.com